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Posted on: May 27, 2020

In Need of a Home Loan?

House-shaped key ring titled Home Loans

Are you considering a home improvement project this summer? The City has great loan programs available to residents.

The City of Coon Rapids offers several loan programs to help homeowners with repairs, remodeling and down payment assistance. All of these programs are funded by the City of Coon Rapids.

Available Programs

Low-Interest Home Improvement Loan

This loan has no income limits and is available at 1% - 4% interest for most home improvement projects from siding, roofing, and windows, to basement remodeling, landscaping and more! Maximum loan is $25,000.

Emergency Repair Deferred Loan

Homeowners who have an urgent repair that needs to be made and who are unable to qualify for any other program can apply for this deferred loan.

Deferred Loan

This program provides financing for lower income households who have repairs or improvements that need to be made to their home. Repayment is deferred until the sale of the home. Maximum loan is $15,000.

Down Payment Assistance Loan

Up to $5,000 is available to first-time homebuyers looking to buy a house in Coon Rapids.

The Lending Center, at the Center for Energy and Environment, assists the City in administering the programs. To find out more about these City-funded options, call The Lending Center at 612-335-5884 or visit

*interest rates subject to change

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